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Is it risky to sublet without permission? 

On Behalf of | Jul 1, 2025 | Real Estate Law

Life happens, and sometimes you cannot stay in your rental as planned. Maybe you have a new job, need to move quickly or simply want help covering rent. Subletting can seem like an easy fix, but without permission, it could create more problems than it solves. 

Many people sublet without realizing that it may break the lease. What starts as a quick arrangement with a friend or stranger could lead to late-night calls, payment issues or worse, termination notices you did not see coming. 

What can actually go wrong? 

If your lease does not allow subletting or requires permission you did not get, there is more than one way things can unravel: 

  • You might be breaking the lease: Most agreements clearly state whether subletting is allowed. If it is not, your landlord may treat it like a violation. 
  • You are still fully responsible: Even if someone else lives there, you are still tied to the rent, property care and any damage they cause. 
  • You could face sudden eviction: Some landlords act quickly when they discover an unauthorized occupant, especially if trust feels broken. 
  • Insurance might not protect you: Some policies exclude coverage if someone not on the lease lives there, leaving you exposed to costs. 

Disputes can become personal. If things go south with the subtenant, resolving it may fall entirely on you. 

The situation can feel especially tense if you did not realize the risks upfront. Instead of handling it alone, consider looking into what options are available under your lease. Whether it is early termination, a lease reassignment or just a proper conversation with your property manager, making a clean move can protect you in the long run. 

If you are uncertain what your next steps should be, it helps to get legal guidance to save you from future stress.